Setting up your online shop
Once you have decided that an online shop is the best solution for your business you will need to understand the process that you must go through to set-up your i-Commerce website.
Accepting card payments online
To accept card payments online you will need to contact an acquiring bank to obtain an Internet merchant number. When credit card details are captured from your shoppers, the information is forwarded to your bank for verification and authorisation, using your Internet Merchant Number as a unique identifier.
Without an Internet Merchant Number, it would not be possible to gain authorisation on card details and therefore all transactions would fail.
MOTO merchant numbers
MOTO stands for 'Mail Order Telephone Orders'. This is specifically for card details that are given over the telephone by the shopper to you the Vendor.
MOTO transactions can be processed online using the terminal service included with your Sage Pay account.
Integrating with Sage Pay
Once you have acquired your Internet Merchant Number you can then crate your account with Sage Pay. Sage Pay provide the secure link between your i-Commerce website and your bank of choice and pass information between the two, including results on authorisations and security checks performed by your bank.
It is important that you provide the correct Internet Merchant Number in your Sage Pay application or the process will be dramatically lengthened.
When Sage Pay receives your online application for an account there are several stages involved in the set up process. A 'Test account' will first be created and you will be receive notification and documentation which will allow you to start setting up your i-Commerce website.
Sage Pay will contact your acquiring bank for confirmation of your merchant details and will allocate Terminal Id's to your Internet Merchant Number.
Sage Pay will wait for confirmation from your Acquiring Bank. This can take between 3 to 5 working days. This response will either:
• Confirm the Internet Merchant details are correct and ready for use with Sage Pay
Or
• Decline the Merchant details as being incorrectly set up for use with Sage Pay and therefore decline the allocation of Terminal ID's. This will mean your Sage Pay account cannot be processed any further until you and your bank have resolved the issue causing the decline.
Once your Internet Merchant Number has been confirmed you will receive details of your ‘Vendor name’ from Sage Pay.
What next?
Manage your online shop the easy way with i-Commerce. Setting up your new ecommerce website is quick and easy. Simply
subscribe online or contact a member of our customer services team and we will have your online shop up and running in no time at all.
Contact us now.